Azpipeline org

Financial Services

Credit Analysts

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.

Salary Breakdown

Credit Analysts

Average

$75,650

ANNUAL

$36.37

HOURLY

Entry Level

$54,340

ANNUAL

$26.13

HOURLY

Mid Level

$73,530

ANNUAL

$35.36

HOURLY

Expert Level

$92,720

ANNUAL

$44.58

HOURLY


Current Available

Credit Analysts

36

Current Available Jobs


Sample Career Roadmap

Credit Analysts

Supporting Certifications

Degree Recommendations


 Chandler-Gilbert Community College (MCCCD)

 Chandler-Gilbert Community College (MCCCD)

 Estrella Mountain Community College (MCCCD)

 Estrella Mountain Community College (MCCCD)

 Glendale Community College (MCCCD)

Top Expected Tasks

Credit Analysts


Knowledge, Skills & Abilities

Credit Analysts

Common knowledge, skills & abilities needed to get a foot in the door.

KNOWLEDGE

Economics and Accounting

KNOWLEDGE

English Language

KNOWLEDGE

Mathematics

KNOWLEDGE

Customer and Personal Service

KNOWLEDGE

Clerical

SKILL

Critical Thinking

SKILL

Active Learning

SKILL

Reading Comprehension

SKILL

Active Listening

SKILL

Speaking

ABILITY

Problem Sensitivity

ABILITY

Mathematical Reasoning

ABILITY

Oral Comprehension

ABILITY

Oral Expression

ABILITY

Deductive Reasoning


Job Opportunities

Credit Analysts

  • Credit Risk Analyst
    U.S. Bank    Phoenix, AZ 85067
     Posted about 5 hours    

    At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

    **Job Description**

    Job Description

    The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate.

    The Credit Risk Analyst will partner with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. May participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May actively identify, respond and/or escalate risks as appropriate. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

    Other deliverables may include the creation of model development and/or validation documentation such as: presentations, written reports, model or reporting code documentation, business requirements, monitoring reports and related code, and procedures.

    **Basic Qualifications**

    - Bachelor’s degree in a quantitative field, and three or more years of relevant experience

    OR

    - MA/MS in a quantitative field, and less than three years of related experience

    **Preferred Skills/Experience**

    **- Programming in SAS, Python or R​ required**

    **- High preference for banking industry experience**

    **- High preference for credit risk experience**

    - Experience pulling and manipulating data for various analytics

    - Advanced understanding of the business line's operations, products/services, systems, and associated risks/controls

    - Advanced understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business

    - Ability to build and manage a team of Business Risk professionals who have credibility and work directly with business line management, as appropriate

    - Basic knowledge of Business Risk competencies

    - Strong process facilitation and project management skills

    - Effective presentation and relationship building skills

    - Well-developed analytical skills

    - Effective oral and written communication skills

    - Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs

    - Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

    If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

    **Benefits:**

    Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

    Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .

    **EEO is the Law**

    Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.

    **E-Verify**

    U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

    Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $78,200.00 - $92,000.00 - $101,200.00

    Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

    U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

    U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.


    Employment Type

    Full Time

  • Commercial Credit Analyst Manager - Phoenix, AZ
    Bank of America    Phoenix, AZ 85067
     Posted about 6 hours    

    Commercial Credit Analyst Manager - Phoenix, AZ

    Phoenix, Arizona

    **Job Description:**

    The Commercial Credit Analyst Manager is accountable for managing employees responsible for driving the client credit relationship including the end to end credit process. Leads some or all of the life cycle of a credit deal which may include: credit application, deal structuring, approval, pre-close due diligence, document preparation, closing and ongoing monitoring activities. Maintains responsibilities for interfacing with business partners to achieve objectives, including providing expertise and consultation necessary to execute the credit process. The Commercial Credit Delivery Center Manager will drive operational excellence via strict adherence to credit policies/procedures and regulatory requirements, ensuring the work has a high standard of quality, accurate data integrity and timeliness. Manages a team of individual contributors consisting of Lending Officers, Commercial Credit Specialists and/or Analysts within a centralized center location. Has a minimum of 3 years managerial experience leading individual contributors. Experience in wholesale or commercial credit preferred. BA/BS degree or commensurate work experience required. JD or Masters preferred (Legal, Finance, Accounting or Economics majors desired).

    Superior commercial credit experience

    • Client-facing experience

    • Strong analytical skills

    • Effective communicator with the ability to lead and drive change throughout the organization

    • Ability to effectively partner with other business units and various levels of management is critical

    • Proven experience in leadership, decision making, coaching, partnering, and workflow management is essential

    • BA/BS degree or commensurate work experience desired.

    **Job Band:**

    H4

    **Shift:**

    1st shift (United States of America)

    **Hours Per Week:**

    40

    **Weekly Schedule:**

    **Referral Bonus Amount:**

    0

    **Job Description:**

    The Commercial Credit Analyst Manager is accountable for managing employees responsible for driving the client credit relationship including the end to end credit process. Leads some or all of the life cycle of a credit deal which may include: credit application, deal structuring, approval, pre-close due diligence, document preparation, closing and ongoing monitoring activities. Maintains responsibilities for interfacing with business partners to achieve objectives, including providing expertise and consultation necessary to execute the credit process. The Commercial Credit Delivery Center Manager will drive operational excellence via strict adherence to credit policies/procedures and regulatory requirements, ensuring the work has a high standard of quality, accurate data integrity and timeliness. Manages a team of individual contributors consisting of Lending Officers, Commercial Credit Specialists and/or Analysts within a centralized center location. Has a minimum of 3 years managerial experience leading individual contributors. Experience in wholesale or commercial credit preferred. BA/BS degree or commensurate work experience required. JD or Masters preferred (Legal, Finance, Accounting or Economics majors desired).

    Superior commercial credit experience

    • Client-facing experience

    • Strong analytical skills

    • Effective communicator with the ability to lead and drive change throughout the organization

    • Ability to effectively partner with other business units and various levels of management is critical

    • Proven experience in leadership, decision making, coaching, partnering, and workflow management is essential

    • BA/BS degree or commensurate work experience desired.

    **Shift:**

    1st shift (United States of America)

    **Hours Per Week:**

    40

    Learn more about this role

    Full time

    JR-22074092

    Band: H4

    Manages People: Yes

    Travel: Yes, 5% of the time

    Manager:

    Talent Acquisition Contact:

    Courtney Carlton

    Referral Bonus:

    0

    Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

    To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) .

    To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) .

    Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

    To view Bank of America’s Drug-free workplace and alcohol policy, CLICK HERE .


    Employment Type

    Full Time

  • Credit Analyst
    TEKsystems    Tempe, AZ 85282
     Posted 4 days    

    **Overview**

    **Who are we?** We’re partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services and real-world application, we work with progressive leaders to drive change. That’s the power of true partnership. TEKsystems is an Allegis Group company.

    **Why Us**

    We believe in cultivating an environment that breeds opportunity and encourages people to be the best version of themselves. Our team members see work as more than just a job—it’s a career built on passion, grit and ambition. From achieving personal success to lifting others up to do the same, we all rise together. We help people achieve their goals—and then some. Our culture is centered around making an impact. We believe in doing what we love and encouraging others to do the same. Whatever direction you’re headed, you’ll find talented, driven and passionate members of the TEKsystems family creating meaningful work.

    **Overview:**

    Reporting to the Manager of Operations Support, the Credit Analyst is responsible for ensuring high quality accounts receivable. This is accomplished through proactive customer evaluation prior to providing services, by analyzing the customer’s financial condition as well as their payment history with TEKsystems. In addition, the Credit Analyst evaluates all existing TEKsystems customers at pre-determined intervals during the performance of services. The Credit Analyst is a proficient expert in the management of customer credit lines and ratings. Qualities include building customer relationships, conflict resolution, professionalism, attention to detail, strong follow-up skills, the ability to embrace the Allegis Group communication model as appropriate and the ability to adapt to changes in the workplace.

    **Responsibilities**

    **ESSENTIAL FUNCTIONS:**

    + Analyze customer financial data and make credit decisions for establishing customer credit limits and ratings prior to providing services. This includes processing credit applications and communicating decisions to the sales people

    + Review existing customer credit limits on a periodic basis. Responsibilities include making discretionary revisions based on changing levels of credit worthiness

    + Review accounts receivable for assigned regions/offices and advise management on collection action, financial risks, credit limits, payment terms, etc.

    + Provide education on the Credit Policy as well as manage violations and appropriate consequences

    + Responsible for setting-up and activating customers in PeopleSoft

    + Staying current with news and economic information and understand how that could impact our business and clients

    + Ensuring all data within Salesforce.com and Peoplesoft is to the highest quality

    **Qualifications**

    **Required Education and/or Experience:**

    + BA/AS in Economics, Business, Accounting, Math or a related field preferred.

    + 1-2 years of applicable work experience.

    **Requisite Abilities and/or Skills:**

    + Ability to effectively work in a team-oriented environment that is open, honest, humble, and competitive.

    + Ability to hold team members, peers and supervisors accountable.

    + Strong attention to detail and critical thinking skills.

    + Working knowledge of basic business ratios and accounting principles.

    + Thorough knowledge of business policies and account management practices.

    + Strong communication skills and work ethic.

    + Ability to balance daily workload through effective time management, prioritization and organizational skills.

    **Job Locations** _US-AZ-Tempe_

    **Job ID** _2014-1024_

    TEKsystems is a equal opportunity employer and will consider all applications without regard to race, genetic information, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

    We are an equal opportunity employers and will consider all applications without regard to race, genetic information, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law. To view the EEO is the law poster click here. Applicants with disabilities that require an accommodation or assistance a position, please call 888-472-3411 or email mpowers@teksystems.com. This is a dedicated line designed exclusively to assist job seekers whose disability prevents them from being able to apply online. Messages left for other purposes will not receive a response.


    Employment Type

    Full Time

  • ORM- Operational Risk Analyst, AVP - Hybrid
    MUFG Union Bank    Tempe, AZ 85282
     Posted 4 days    

    **Do you want your voice heard and your actions to count?**

    Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

    With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

    Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

    This is a hybrid position. There are flexible work from home options available. A member of our recruitment team will discuss the options with you in more detail.

    **Job Summary:**

    Reporting to the Director, Operational Risk Governance, this position is responsible for maintaining and executing processes that support the Company's enterprise-wide Operational Risk Management Framework. This position ensures data is accurately collected and reported, has daily contact with Business Unit Risk Managers (BURMs) across all business lines, entities, and regions as well as a broad cross-section of business line staff. Responsibilities include direct engagement with the Legal Department on Attorney Client Privileged events.

    **Major Responsibilities:**

    + Provides direct supervision over operational risk management processes to ensure accurate and timely completion of requirements, including analysis, trending, and reporting, as well as implement and monitor controls.

    + Creates and maintains procedures that adhere to policy requirements; ensures all policy and procedural requirements are documented and available for evidentiary support for internal audits, risk reviews, or regulatory exams.

    + Records and monitors internal loss data and provides appropriate analysis to ORM or the business. Assists business with proper recordation and categorization of operational risk incidents.

    + Creates reports that inform management and the business about risk trends and operational loss incidents.

    + Provides risk analyses (regular and ad hoc) for required management reporting.

    + Provides operational risk management training and consultation to first line business units as needed.

    + Facilitates business line/subject matter expert discussions, consultations, presentations or training on risk trends, policy/procedure requirements, risk levels, internal controls, regulatory expectations, industry insight, emerging risks or risk assessment.

    + Stays abreast of operational risk industry trends and best practices, to ensure policies and processes are adequately meeting regulatory requirements, as well as providing business partner satisfaction and efficiencies.

    + Leads or participates in operational risk management related projects, as needed.

    + Gathers and provides requested documentation for internal audits and regulatory exams, as well as participate in all appropriate discussions.

    **Must Have:**

    Education:

    + Typically requires a BA or BS degree plus 5 years in financial services operations financial services industry experience in an analytical risk position, i.e. audit or risk management preferred.

    Management or Supervision:

    + Supervision duties and direct daily supervision of staff may be required including interviewing, hiring, termination of employment, discipline, training, coaching, writing and delivering performance appraisals, compensation changes, delegating assignments, and oversight of work.

    Skills/Abilities:

    + Expert use of Excel and other data handling and query tools required. Business Objects and/or Tableau experience is preferred.

    + Strong administration skills: attention to detail, effectively prioritizes and organizes workloads, adheres to policies and procedures, provides meaningful reports.

    + Communicates effectively: strong written skills, speaks clearly and confidently, uses communication methods appropriate to the audience.

    + Good interpersonal skills: ability to build and manage relationships, collaborate across teams, business lines, and risk disciplines.

    + Demonstrated Risk management experience; applies Risk management techniques including process flows and internal controls, risk analysis for trending and identification of changing risk levels, and/or symptoms of process control breakdowns.

    + Leadership capable: provides leadership and guidance to senior level managers on operational risk related topics.

    + Industry knowledge: familiarity with Basel II operational risk management framework, has a solid understanding of the various processes, policies, products, and risks related to the financial industry, industry knowledge of operational risk management techniques and best practices preferred.

    + Must be a self-starter and be comfortable working in fast-paced change environment to achieve measurable results.

    + 5 years mid to large size bank experience preferred.

    The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

    We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

    \#LI-Hybrid


    Employment Type

    Full Time

  • Senior Risk Analyst - Credit Card/Unsecured (*Remote & Relocation Eligible)
    BECU    Phoenix, AZ 85067
     Posted 7 days    

    Are you interested in working for a purpose-driven organization that is owned by, and accountable to, its members—not its shareholders? Where you can collaborate with teams that help deliver products and services to over 1.3 million members? Then read on—BECU might just be the right fit for you.

    BECU is a national leader among financial institutions. With over $29 billion in assets, we’re among the largest credit unions in the nation. We’ve been in business for over 86 years, serving the financial well-being of our community and helping our members achieve life-long financial goals.

    Here’s what else sets us apart:

    + Our members-first ethos.

    + Unique benefits, perks and workplace culture.

    + Philanthropy and community involvement.

    + Remote, flexible and hybrid work opportunities.

    To learn more visit becu.org/careers.

    **SUMMARY**

    The Senior Risk Analyst is responsible for management and monitoring of risk strategies for deposit and lending services and serves as a leader in the creation, implementation and maintenance of Credit Risk Management reporting and analytic frameworks. This position will manage projects and implementations independently and through collaboration with stakeholders throughout the Credit Union.

    ***This position is eligible for relocation support and may work remote from Washington, Oregon, Idaho, Arizona, Texas, Georgia or South Carolina.**

    **RESPONSIBILITIES**

    + Perform all responsibilities in accordance with BECU Competencies and Information Protection requirements.

    + Evaluate credit performance of existing products and forecasts and make strategy recommendations to manage the risk of the Credit Union, including formal loan portfolio assessment reports.

    + Establish, implement and review status reports to ensure that proper management controls are maintained in the various loan areas.

    + Maintain and deliver reports that measure strategy performance and perform complete analytical studies of existing and potential strategies, considering financial benefit.

    + Support management of Credit Union loan policy and guidelines; develop and support implementation of recommendations that facilitate efficient underwriting decisions and align with organizational risk appetite.

    + Maintain audit documentation, change control documentation and strategy validation documentation.

    + Identify and implement reporting efficiencies and improvements.

    + Maintain continuous communication with lending functions to enhance automated systems and to identify areas for improvement to better benefit lending staff and to serve the members.

    + Participate in project teams, representing the interests of sound credit risk management.

    + Have a working knowledge of state and federal regulations pertaining to lending and lending functions.

    + Perform other duties as assigned.

    **QUALIFICATIONS**

    + Minimum 5 years of experience working in progressively responsible lending/credit operations or data analytics/reporting positions required. Experience working in the unsecured lending industry preferred (Credit Card, Personal Loan, Line of Credit, Student loan).

    + Experience developing unsecured lending analytics and reporting preferred.

    + Proficient PC skills (MS Office), and working knowledge of reporting software and database querying tools (SAS and/or SQL), and the ability to learn new software.

    + Proficient verbal and written communication skills required to effectively communicate in the English language.

    + Good project management skills.

    + Full time hours required with additional hours as necessary.

    + Bachelor’s degree with course work in statistics, or equivalent work or education-related experience required. Master’s degree preferred.

    + Experience in a deposit/loan delivery channel support role preferred.

    **EEO Statement:**

    BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.


    Employment Type

    Full Time

  • Senior Risk Analyst - Credit Card/Unsecured (*Remote & Relocation Eligible)
    BECU    Remote, AZ
     Posted 7 days    

    Are you interested in working for a purpose-driven organization that is owned by, and accountable to, its members—not its shareholders? Where you can collaborate with teams that help deliver products and services to over 1.3 million members? Then read on—BECU might just be the right fit for you.

    BECU is a national leader among financial institutions. With over $29 billion in assets, we’re among the largest credit unions in the nation. We’ve been in business for over 86 years, serving the financial well-being of our community and helping our members achieve life-long financial goals.

    Here’s what else sets us apart:

    + Our members-first ethos.

    + Unique benefits, perks and workplace culture.

    + Philanthropy and community involvement.

    + Remote, flexible and hybrid work opportunities.

    To learn more visit becu.org/careers.

    **SUMMARY**

    The Senior Risk Analyst is responsible for management and monitoring of risk strategies for deposit and lending services and serves as a leader in the creation, implementation and maintenance of Credit Risk Management reporting and analytic frameworks. This position will manage projects and implementations independently and through collaboration with stakeholders throughout the Credit Union.

    ***This position is eligible for relocation support and may work remote from Washington, Oregon, Idaho, Arizona, Texas, Georgia or South Carolina.**

    **RESPONSIBILITIES**

    + Perform all responsibilities in accordance with BECU Competencies and Information Protection requirements.

    + Evaluate credit performance of existing products and forecasts and make strategy recommendations to manage the risk of the Credit Union, including formal loan portfolio assessment reports.

    + Establish, implement and review status reports to ensure that proper management controls are maintained in the various loan areas.

    + Maintain and deliver reports that measure strategy performance and perform complete analytical studies of existing and potential strategies, considering financial benefit.

    + Support management of Credit Union loan policy and guidelines; develop and support implementation of recommendations that facilitate efficient underwriting decisions and align with organizational risk appetite.

    + Maintain audit documentation, change control documentation and strategy validation documentation.

    + Identify and implement reporting efficiencies and improvements.

    + Maintain continuous communication with lending functions to enhance automated systems and to identify areas for improvement to better benefit lending staff and to serve the members.

    + Participate in project teams, representing the interests of sound credit risk management.

    + Have a working knowledge of state and federal regulations pertaining to lending and lending functions.

    + Perform other duties as assigned.

    **QUALIFICATIONS**

    + Minimum 5 years of experience working in progressively responsible lending/credit operations or data analytics/reporting positions required. Experience working in the unsecured lending industry preferred (Credit Card, Personal Loan, Line of Credit, Student loan).

    + Experience developing unsecured lending analytics and reporting preferred.

    + Proficient PC skills (MS Office), and working knowledge of reporting software and database querying tools (SAS and/or SQL), and the ability to learn new software.

    + Proficient verbal and written communication skills required to effectively communicate in the English language.

    + Good project management skills.

    + Full time hours required with additional hours as necessary.

    + Bachelor’s degree with course work in statistics, or equivalent work or education-related experience required. Master’s degree preferred.

    + Experience in a deposit/loan delivery channel support role preferred.

    **EEO Statement:**

    BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.


    Employment Type

    Full Time

  • Credit Analyst
    Aerotek    Tempe, AZ 85282
     Posted 9 days    

    **Overview:**

    **Aston Carter has an immediate opening for a Credit Analyst at the corporate office in Tempe, AZ.**

    **This is an ONSITE position. Must be comfortable commuting to the Corporate Office in Tempe Monday-Friday--NO fully remote flexibility.**

    **Compensation: $23.07/hour, bonus potential of up to $1,000/quarter.**

    **Job Summary:** Reporting to the Corporate Credit Manager, the Credit Analyst is responsible for ensuring high quality accounts receivable. This is accomplished through proactive customer evaluation prior to providing services, by analyzing the customer's financial condition, as well as their payment history with Aerotek. In addition, the Credit Analyst evaluates all existing Aerotek customers at pre-determined intervals during the performance of services. The Credit Analyst is a proficient expert in the management of customer credit lines and ratings. Qualities include building customer relationships, conflict resolution, professionalism, attention to detail, strong follow-up skills, the ability to embrace Allegis Group communication model as appropriate and the ability to adapt to changes in the workplace.

    **Essential Functions:**

    * Looking at financial statements and other information on clients by using Dun and Bradstreet, the Internet, etc

    * Analyzing the financial statements of current and potential clients in order to determine financial stability

    + Conducting financial reviews and trend analysis on our current clients to evaluate current financial status

    + Managing client credit risks for region(s) associated with

    + Exercising discretion and independent judgment in respect to numerous significant financial recommendations which may impact their region and company as a whole

    + Represent initial point of contact regarding acceptable credit risk of potential clients as well as maintaining responsibility for communicating financial information and decision-making process to our sales force

    + Ability to come up with creative solutions to enable the business to grow while limiting risk

    + Responsible for negotiating payment terms with certain higher risk accounts

    + Communicating with clients (potentially CFO's and CEO's of companies) in order to obtain financial information and negotiate any necessary payment plans

    **Minimum Education/Abilities/Skills:**

    * Qualified candidates will ideally have 1 - 3 years related experience

    * Working knowledge of Microsoft Office, Salesforce.com, D&B and PeopleSoft

    * Excellent interpersonal and communication skills

    * Excellent customer service skills

    **Special Requirements:**

    * BA/ BS in Accounting, Finance, Economics or a Business Related Degree


    Employment Type

    Full Time

  • Information Security Risk Analyst II- Full Time- Days- (must reside in AZ) Telecommute
    HonorHealth    Phoenix, AZ 85067
     Posted 9 days    

    Overview Looking to be part of something more meaningful? At HonorHealth, you’ll be part of a team, creating a multi-dimensional care experience for our patients. You’ll have opportunities to make a difference. From our Ambassador Movement to our robust training and development programs, you can select where and how you want to make an impact. HonorHealth offers a diverse benefits portfolio for our full-time and part-time team members designed to help you and your family live your best lives. Visit honorhealth.com/benefits to learn more. Join us. Let’s go beyond expectations and transform healthcare together. HonorHealth is a non-profit, local community healthcare system serving an area of 1.6 million people in the greater Phoenix area. The network encompasses six acute-care hospitals, an extensive medical group, outpatient surgery centers, a cancer care network, clinical research, medical education, a foundation, and community services with approximately 13,100 team members, 3,500 affiliated providers and nearly 700 volunteers. HonorHealth was formed by a merger between Scottsdale Healthcare and John C. Lincoln Health Network. HonorHealth’s mission is to improve the health and well-being of those we serve. As a community healthcare system, we have a unique responsibility to keep our facilities as safe as possible to protect our patients and team members. With this in mind, we require all new hires to have received the first dose of a COVID-19 vaccine before their start date and be scheduled for their second dose. New hires who choose to receive the Johnson & Johnson vaccine only need one dose to fulfill this requirement. Reasonable accommodations will be considered. Please note – this organization is a tobacco free campus. In order to be an eligible candidate you will need to test negative on a tobacco (cotinine) test during prescreening. If you test positive you will be unable to reapply for 30 days. If you test positive a second time you will ineligible to reapply for 1 year. Responsibilities Job Summary The Information Security Risk Analyst II has principal accountabilities including ensuring the appropriate levels of information technology security are utilized throughout the organization based upon HIPAA, HITECH and other regulations, specific information security management controls, and best practice processes. The Information Security Risk Analyst will work closely with the Corporate Compliance and Human Resources departments to measure and monitor compliance with HIPAA and HITECH security requirements, corporate and industry standards, and requirements assigned by Chief Information Security Officer. In addition, the Information Security Risk Analyst will be responsible for information security related policy creation and/or review activities, over-sight of internally sponsored security audits and assessments, and coordination and support of 3rd party conducted risk assessments and compliance audits. Analyzes information technology application and network requirements and develops specifications for information security profiles for access and audits. Completes Level 1 – Level 4 Risk Assessments Develops, reviews, and maintains all policies, procedures and standards for identifying, tracking, and reporting authorized and unauthorized access and/or breaches of information security, confidentiality and privacy. Maintains and enhances cyber incident response capabilities including development of training materials and coordination of both training exercises and actual incident response activities. Develops, coordinates and oversees on a routine basis internal and external vulnerability assessments. Actively tracks and works with Information Services teams to resolve all non-compliance issues identified through audits, and/or walkthroughs. Work collaboratively with Human Resources, Corporate Compliance, and Security Operations Center staff to address any confirmed information security breaches and/or abuse situations. Designs, builds, tests and utilizes Internet access and monitoring reports that highlight employee, physicians, and volunteer abuse Collaborates and performs walkthroughs with Corporate Compliance Department staff to identify existing non-compliance areas and issues. Performs other duties as assigned. Qualifications Education Associate's Degree or 2 years' work related experience in Computer Science, Information Technology or similar field from an accredited college or university Required Experience 4 years of progressive experience in Information Technology, Information Security or Risk Management. Required


    Employment Type

    Full Time

  • Credit Analyst (Commercial Banking Portfolio Coordinator - Spreading and Pre-Close Covenant Monitoring)
    Wells Fargo    Chandler, AZ 85286
     Posted 13 days    

    At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

    Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

    **About this role:**

    Wells Fargo is seeking a Commercial Banking Portfolio Coordinator in Commercial Banking as part of the Wholesale Lending Operations division. Learn more about the career areas and lines of business at wellsfargojobs.com .

    The Commercial Banking Portfolio Coordinator is responsible for:

    + Spreading Middle Market and Large Corporate financial statements per Generally Accepted Accounting Principles (GAAP) and internal credit policies using prescribed financial analysis software packages.

    + Reviewing loan agreements, creating financial and covenant ticklers, and testing covenants for businesses and individuals to determine compliance.

    **In this role, you will:**

    + Read and understand the accounting within the various types of financial statements

    + Review various types of financial statements and tax returns for completeness prior to spreading

    + Calculate compliance with the financial covenants placed in the customer's loan agreement.

    + Build reporting requirements written into the customer's loan agreement.

    + Respond to banker inquiries

    + Contact available sources for additional information when necessary

    + Identify risks and communicate those findings to the front office.

    + Ensure policies and procedures are adhered to

    **Required Qualification:**

    + 2+ years of financial analysis experience, or equivalent demonstrated through one **OR** a combination of the following: work experience, training, military experience, education

    **Desired Qualifications:**

    + Intermediate Microsoft Office skills

    + Excellent verbal, written, and interpersonal communication skills

    + Good analytical skills with high attention to detail and accuracy

    + Ability to work effectively, as well as independently, in a team environment

    + A BS/BA degree or higher in business administration, finance, accounting or economics

    + Completion of coursework in Finance and/or Accounting

    + Accounting or finance experience

    + Experience analyzing Generally Accepted Accounting Principles (GAAP), Balance Sheets, Income Statements and Tax Returns

    + Military experience in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting

    + Military intelligence or analytics experience including operational management, project management, mission evolution management and finance management

    + Experience with one or a combination of the following systems: Credit View; Electronic Reporting and Compliance (ETRAC); FLO; EZ Request (EZR); Wholesale Banking Reporting System (WBRS); Business Lending and Sales Tracking (BLAST); Store Vision Platform (SVP); Hogan; Automated Financial Systems (AFS) or Imaging and Content Management Platform (ICMP)

    **Job expectation**

    + Ability to work additional hours as needed

    + Work in one of the posted locations below on a hybrid schedule of 3 days in office / 2 days from home.

    **Posting Location:**

    + 1525 W WT Harris Blvd, Charlotte, NC

    + 4101 Wiseman Blvd, San Antonio, TX

    + 2700 S Price Rd, Chandler, AZ

    Required locations listed above. Relocation assistance is not available for this position.

    **Compensation:**

    + Starting pay rate $24 per hour

    **We Value Diversity**

    At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

    Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

    Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

    Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

    **Company:** WELLS FARGO BANK

    **Req Number:** R-192253-1

    **Updated:** Wed Jul 27 08:02:50 GMT 2022

    **Location:** Chandler,Arizona


    Employment Type

    Full Time

  • Credit Analyst Manager - Remote in selected stated listed in job description
    U.S. Bank    Phoenix, AZ 85067
     Posted 13 days    

    At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

    **Job Description**

    We are currently Seeking a Credit Analyst Manager that will be responsible for managing a team of 7 Credit Analyst Manages a staff of professional Credit Analysts who are responsible for determining what information is necessary for performing a credit quality analysis and gathering, analyzing and interpreting that information. May involve analyzing either an existing loan portfolio or a prospective loan in order to maximize credit quality and minimize risk and potential losses. Acts as a consultant in the area of credit quality analysis and develops and communicates a consistent way of evaluating credit quality within the organization. Manages the design, development and implementation of computer systems used for managing credit information and analyzing credit data.

    **Basic Qualifications**

    + Bachelor's degree, or equivalent work experience

    + Eight to Ten years of relevant experience

    **Preferred Skills/Experience**

    + Thorough knowledge of credit, accounting, credit policy and financial statement analysis Proficient analytical skills related to reviewing various forms of asset collateral documentation

    + Well-developed ability to analyze credit decisions, including consumer, commercial, real estate and finance

    + Strong management, organizational and leadership skills

    + Effective interpersonal and verbal and written communication skills

    + Ability to work in nCino

    Available states are California, Montana, New Mexico., Utah, Wyoming Arizona, Colorado

    If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

    **Benefits:**

    Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

    Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .

    **EEO is the Law**

    Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.

    **E-Verify**

    U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

    Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $106,760.00 - $125,600.00 - $138,160.00

    Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

    U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

    U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.


    Employment Type

    Full Time


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