Loan Officers

**About this Role:**

Wells Fargo Consumer Lending Shared Service Risk Program Enablement Strategy and Transformation team is seeking a financial crimes senior leader to join the team who will be responsible to oversee and execute Consumer Lending financial crimes related improvements across the lines of business in alignment with enterprise strategy.

This senior leader will be responsible for change management, and strategic risk-based execution for a financial crimes portfolio of work aligning to immediate and long-term goals being driven across the enterprise. This leader will interface with senior leadership within Consumer Lending and across the enterprise.

**In this role, you will:**

+ Lead the strategy and resolution of highly complex current and emerging risks which require understanding of business-specific knowledge related to financial crimes, operational risk, audit, legal, credit risk, market risk, IT, systems security, business process management, and applicable business acumen

+ Provide vision, direction, and expertise to senior leadership on implementing innovative and significant business solutions that are large-scale, multi-faceted, long-term, or companywide strategies

+ Strategically engage with all levels of professionals and managers companywide and serve as an expert advisor to leadership

+ Provide integration of program elements and management of inter-dependencies

+ Manage, track and report on impact metrics

+ Provide transparency and status for Executive Leadership

+ Evaluate and track approach, speed, and level of impact for each transformation component being executed across Consumer Lending

+ Identify and manage risks, remediate issues and correct high priority areas of concern

+ Integrate with other strategic efforts across Wells Fargo

+ Collaborate with and influence all levels of professionals, including more experienced leadership

+ Develop and guide a culture of talent development to meet business objectives and strategy

**Required Qualifications:**

+ 7+ years of Business Execution, Implementation, Change Management or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ 7+ years of Financial Crimes risk management experience

+ Experience leading large scale high priority initiatives with multiple workstreams within Financial Services

+ Strong analytical, critical thinking and problem-solving skills, coupled with an ability to translate ambiguous ideas/issues into well-defined plans/solutions with a record of accomplishment for delivering results

+ Advanced Microsoft Office skills

+ Experience being able to convey complex ideas to varies audiences

+ Prior experience working within a fast paced environment with strict deadlines-

+ Excellent verbal and written communication skills with the ability to articulate complex concepts in a clear and concise manner

**Locations:**

2800 S Price Road - Chandler, Arizona

550 S Tryon Street - Charlotte, North Carolina

300 Highway 169 S - Saint Louis Park, Minnesota

600 S 4th St - Minneapolis, Minnesota

**Pay Range**

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$144,400.00 - $300,000.00

**Benefits**

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.

+ Health benefits

+ 401(k) Plan

+ Paid time off

+ Disability benefits

+ Life insurance, critical illness insurance, and accident insurance

+ Parental leave

+ Critical caregiving leave

+ Discounts and savings

+ Commuter benefits

+ Tuition reimbursement

+ Scholarships for dependent children

+ Adoption reimbursement

**Posting End Date:**

16 Mar 2025

***** **_Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-441559

**Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.**

**With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a** **_Best Bank to Work For_** **by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.**

**Together, there’s no stopping you!**

**Job Title:**

VP, CRE Loan Portfolio Manager

**Job Description:**

**Summary**

Responsible for proactive management of a commercial loan portfolio and related commercial deposit accounts along with delivering superior client services to retain and grow the portfolio. This role will assist the RM/BDO in initial underwriting for new pre-screen memos, coordinate loan renewals, recommend structure, create new Salesforce Opportunities, coordinate closings in addition to identifying cross-selling and referring opportunities to other Bank solution partners. Ongoing credit monitoring and risk rating management will be essential to mitigate risk consistent with the Lending Policy.

**Essential Duties and Responsibilities:**

+ Assist clients and RMs as the primary client contact on daily account activity by solving complex customer questions and, as necessary, assisting with daily transactions in a timely manner.

+ Maintain and help solidify existing relationships with proactive calling activity and identifying bank products to deepen the client relationship while providing superior client service.

+ Support the Bank’s RM/BDOs in cross-selling deposit, treasury management, private banking, card services, wealth and other bank services as an additional point of contact.

+ Coordinate the loan renewal process by working with the RM/BDOs, Underwriters and others within the Credit Administration team.

+ Assist the RM team with timely and accurate completion of new commercial credit pre-screen presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements.

+ Create Salesforce Opportunities consistent with approved and executed LOIs in order to route to Loan Coordinators and independent Credit Underwriters for timely loan decisions among credit approvers.

+ Oversee loan documentation process to ensure the team’s loan documents are consistent with credit approvals and are accurately prepared, including appropriate signatures, disclosures and credit authority.

+ Monitor compliance with loan agreements by working with the RMs and Clients to ensure timely receipt and review of financials for covenant compliance and other loan agreement conditions.

+ Work closely with Credit Administration to report on loan activities related to past dues, documentation, collateral exceptions and financial performance updates for all clients.

+ Along with the Relationship Manager/BDO, reinforce the application of a proactive outreach and marketing strategy with centers of influence and other industry leaders.

+ Represent the bank at various professional, civic and community activities or events when necessary.

+ Utilize Salesforce to log and maintain all calling activity on a weekly basis while keeping client data up to date within the system.

+ Perform other duties as required.

**Qualifications:**

+ Superb people skills to work within a team environment and successfully develop and retain client relationships.

+ Proven ability to identify other client service needs including loans, deposits and treasury management services.

+ Self-motivated to work independently and take ownership.

+ Effective time management and organizational skills in order to prioritize multiple tasks within a day.

+ Must have demonstrated skills in commercial credit underwriting and portfolio management for small-to-mid-sized companies.

+ Superior analytical and decision making skills based on a thoughtful assessment of risk.

+ This position requires the use of sound business discretion, good judgment, and excellent problem solving skills.

+ Strong working knowledge of regulations, compliance standards, market trends and products relating to the banking industry.

**Supervisory Responsibilities:**

+ None

**Education and/or Experience:**

+ Bachelor’s degree (B.S.) from four-year college or university

+ Five to ten years related experience and training in Commercial and/or Business Banking

**Computer and Software Skills:**

+ Microsoft Office

+ Salesforce

+ Bankway core operating system

+ Google Mail

**Certificates, Licenses and Registrations:**

+ None

**_Equal Opportunity Statement:_**

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at hr@enterprisebank.com .

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE (https://wvw.enterprisebank.com/workplace\_posters\_2025) .

**A Little About Us**

EDB provides a data and AI platform that enables organizations to harness the full power of Postgres for transactional, analytical, and AI workloads across any cloud, anywhere. EDB empowers enterprises to control risk, manage costs and scale efficiently for a data and AI led world. Serving more than 1,500 customers globally and as the leading contributor to the vibrant and fast-growing PostgreSQL community, EDB supports major government organizations, financial services, media and information technology companies. EDB’s data-driven solutions enable customers to modernize legacy systems and break data silos while leveraging enterprise-grade open source technologies. EDB delivers the confidence of up to 99.999% high availability with mission critical capabilities built in such as security, compliance controls, and observability. For more information, visit www.enterprisedb.com

Join our team as the Portfolio Manager for Customer Experience Lifecycle Services, an offering designed to provide customers with the services they need (inc. planning, architecture, health checks, training, support) to achieve a successful outcome with EDB Postgres AI.

You will work to design, launch and iterate the offering itself to ensure it provides meaningful customer value and helps them achieve their goals with EDB Postgres AI. This includes ensuring our internal and external stakeholders have a clear understanding of the value they are receiving, have the opportunity to provide meaningful feedback and achieve the measurable outcomes that they expect.

To achieve this you will design and iterate on the definition of the lifecycle services offering(s) to ensure they meet customer needs, execute our GTM motion (creation of GTM collateral and sales enablement), and continuously monitor our performance (track program effectiveness and customer adoption). You will work closely to drive alignment with key stakeholders across Product/Engineering, CX and Sales to ensure a holistic customer experience.

**What your impact will be:**

+ Define offerings based on industry best practices, EDB customer needs and Customer Experience design principles for adoption and expansion of EDB products.

+ Develop sales and marketing messaging and collateral that aligns with customer needs, offering value proposition and deal closure. Identify sales collateral and artifacts that help manage sales pipeline, messaging and conversion.

+ Develop delivery readiness strategy in line with offering definition, coach and train our delivery teams to ensure they are able to effectively leverage the best practices to service our customers.

+ Drive awareness and alignment of the offering roadmap and customer feedback within the CX and Product management organization

+ Partner closely with key stakeholders across Product, Engineering and CX to ensure offerings reflect best practices, product features and messaging

+ Proactively work to ensure training collateral and best practices are kept up-to-date with new releases, service capabilities and customer learnings

+ Ability to influence cross-functional leaders and teams to create a better customer outcome

**What you will bring:**

+ 4+ years of technical solutions, product management, services management and/or consulting experience

+ Experience engaging with multiple stakeholders across functions in sales, marketing, products and engineering

+ Ability to quickly develop a perspective, refine with discussions and execute with urgency

+ Demonstrated experience in fostering deep stakeholder relationships and solutions

+ Evidence of influencing product/service improvements based on customer feedback

+ Proven ability to create and manage technical tools and assets to support service delivery

**Compensation Range: $120-130k (DOE/Location) + annual variable bonus**

EDB is committed to supporting our employees' overall well being by offering a range of benefits and resources to promote a healthy work-life balance and wellness. We provide access to CuraLinc to aid employees in health and wellness tips and practices, as well as Wellness Fridays extending to December 2025! Check out our career site for more information on perks and benefits and reach out to our Talent Acquisition team for region specific benefits.

We know it takes a unique mix of people and skills to help us in our mission to supercharge Postgres, and we understand that not everyone will check every box. We’d love to hear from you and we want you to apply!

EDB is proud to be an equal opportunity workplace. We celebrate diversity and are committed to creating an inclusive environment for all employees. EDB was built on a commitment to trust and respect each other and to embrace an array of people and ideas. These values remain at the center of our culture and are key to our company’s integrity.

EDB does not seek or accept unsolicited resumes or CVs from recruitment agencies. EDB and its affiliates are not responsible for, and will not pay, any fees, commissions, or any other similar payment related to unsolicited resumes or CVs except as required in a written signed agreement between EDB and the recruitment agency or party requesting payment of a fee.

\#LI-Remote #BI-Remote

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications

- High school diploma or equivalent

- Minimum one year of mortgage, sales, real estate, or banking experience

- Ability to travel

Preferred Skills/Experience

- Well-developed sales ability

- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies

- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors

- Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

- Ability to work independently

- Ability to analyze financial information

- Excellent verbal and written communication skills

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

**EEO is the Law**

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $24.38 - $26.82

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

U.S. Bank accepts applications for this position on an ongoing basis.

**Position Overview**

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Branch Manager within PNC's Retail Branch organization, you will be based in Tucson, AZ at the Grant & Silverbell branch. Bilingual Spanish preferred.

**Job Description**

+ Responsible for leading all aspects of branch performance. Drives revenue and customer loyalty through consultative interactions with clients, and solutions that help them achieve financial well being. Creates a differentiated customer experience, making banking easy in an omni channel environment. Collaborates with a broad range of eco-system partners. Accountable for risk management and compliance . Builds a high performing team through the attraction, on-boarding, coaching and development of branch team members.

+ Utilizes a branded sales process to achieve sales targets and customer loyalty. Grows branch revenue through the acquisition and share-of-wallet growth of consumer and business households and through collaboration with eco-system partners. Drives business banking results primarily through business development and community involvement activities. Coaches to consultative selling to drive results and enable customer financial well-being. Has foundational understanding of balance sheet and income statement.

+ Manages and coaches to the delivery of a differentiated client experience. Coaches team to confidently engage with customers in technology enabled interactions, providing solutions and advice oriented consultation that improves client financial well-being. Leads effective problem resolution, making banking easy for customers. Connects all of PNC, delivering a seamless customer experience in an omni channel environment.

+ Drives the employee experience. Responsible for acquiring and retaining talent through effective onboarding, coaching and development. Makes talent development a priority for all branch team members . Ensures employees achieve performance and activity expectations through effective and ongoing performance management. Models PNC values by cultivating and supporting an inclusive workplace.

+ Manages operational, human capital, reputational and business risk. Exercises leadership, authority and sound decision making to mitigate sales practice risk. Ensures compliance with regulatory guidelines and adherence to established policies and procedures.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:

+ **Include Intentionally** - Cultivates diverse teams and inclusive workplaces to expand thinking.

+ **Live the Values** - Role models our values with transparency and courage.

+ **Enable Change** - Takes action to drive change and innovation that will transform our business.

+ **Achieve Results** - Takes personal ownership to deliver results. Empowers and trusts others in decision making.

+ **Develop the Best** - Raises the bar with every talent decision and guides the achievement of all employees and customers.

+ To learn more about this and other opportunities on our team.Watch this video. (https://content.pncmc.com/live/pnc/aboutus/recruiting/videos/Retail\_Banking.mp4)

**Qualifications**

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

**Preferred Skills**

Accountability, Banking, Client Counseling, Customer Experience (CX), Customer Loyalty, Decision Making, People Management, Proactive Approach, Results-Oriented

**Competencies**

Branch Banking Services, Digital Awareness, Effective Communications, Managing Multiple Priorities, Sales Management

**Work Experience**

Roles at this level typically do not require a university / college degree, but do require related experience or product knowledge to accomplish primary duties. Typically requires 3+ years of related experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

**Education**

No Degree

**Certifications**

No Required Certification(s)

**Licenses**

Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

**Benefits**

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (http://yourpnctotalrewards.com) .

**Disability Accommodations Statement**

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

**Equal Employment Opportunity (EEO)**

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

**California Residents**

Refer to the California Consumer Privacy Act Privacy Notice (https://content.pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC\_CCPA\_Privacy\_Disclosure\_Employee.pdf) to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

**Job Summary:**

The Technology (IT) Senior Director position is a management role within the Internal Audit for Americas Technology. This position is charge of IT work for Integrated Audits reviews related to Applications and Systems that support America’s businesses. The Technology (IT) Senior Director is responsible for all aspects of development and delivery of the audit for assigned areas, including internal and external stakeholder management, staff management, execution of the audit plan, and accountability for the quality and judgment calls in resulting audit work. This position will have direct reports at varying levels and is responsible for coaching and developing staff.

**Key Responsibilities**

+ Develop and manage IT auditors, who will be directly accountable for engagement management and execution of Integrated Audits

+ Effectively identify areas of regulatory change and emerging IT audit hot topics for inclusion within the annual technology audit plan

+ Deliver insightful, timely and complete internal audit reports, drawing upon prior industry, regulatory and technology audit experience

+ Report results in an effective and timely basis, leading to appropriate remedial action and ongoing management of risk

+ Provide subject matter expertise over the validation and closure of internal and external (e.g. regulatory) IT issues

+ Participate in relevant regulatory examinations and periodic meetings with regulatory agencies through effective communication, ensuring the timely provision of materials to regulatory agencies and engaging with regulators to enhance the organization’s reputation

+ Employ excellent interpersonal, communication and negotiation skills in order to influence and effect organizational change

+ Operate as a trusted advisor to technology stakeholders and related risk management functions

+ Effectively partner with other internal audit groups to provide subject matter expertise in the joint execution of internal audits with regulatory impact

+ Foster a positive working environment and proactively invest in the professional development of internal audit personnel

+ Proactively communicate issues and maintain independence

**Qualifications and Required Experience**

+ A bachelor’s degree in relevant discipline (e.g., information technology, computer science) is required

+ Professional certifications strongly preferred (CISA, CISM, CGEIT, CRISC, CIA and/or CPA designations)

+ Master’s degree and Public Accounting experience a plus

+ Extensive knowledge and experience in Technology Audit reviews supporting different line of businesses

+ Senior management-level experience, a minimum of 15+ years in a related role with progressive experience in the financial services industry; preferably within similar roles for peer institutions, regulatory agencies, and/or leading professional services firms

+ Extensive knowledge of the financial industry and related markets, related regulatory bodies and IT trends

+ Possesses strong project management skills; exhibits initiative and intuitive thinking; and demonstrates ability to meet strict deadlines

+ Exhibits effective communication (both verbal and written), negotiation and presentation skills; strong interpersonal skills; and ability to engage with all levels of internal audit and business line management

+ Employs strong critical thinking skills to identify pragmatic recommendations within an evolving and increasingly complex regulatory and risk management environment

+ Demonstrates strong analytical skills and problem-solving capabilities, strong work ethic and ability to make decisions requiring complex judgments

+ Proficiency in technology as required for assigned areas (MS Office, audit data analytics, etc.)

+ Aligned with MUFG Code of Conduct, exhibits strong ethical behavior and adheres to other similar professional requirements.

+ Ability to travel is required

The typical base pay range for this role is between $180K - $225K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

**Our Culture Principles**

+ Client Centric

+ People Focused

+ Listen Up. Speak Up.

+ Innovate & Simplify

+ Own & Execute

**Summary** :

Dickinson Financial Corporation and its affiliated banks—Academy Bank, N.A. and Armed Forces Bank, N.A.—rely on experienced commercial banking professionals to help clients reach their goals, to positively impact economic development in our communities, and to reach our growth objectives. The Commercial Banker’s primary role will be to develop and grow commercial lending relationships in the assigned region and/or specialty lending group, including offering bank products such as deposit products and treasury management services to support a relationship-based approach. In addition to excellent client service, successful Commercial Bankers have the ability to critically review, analyze, structure, risk rate, negotiate, and document new loans and develop full relationship plans to attract new business to the Bank.

**Principal Accountabilities** :

+ Grows a self-sourced portfolio of commercial loans that is augmented with bank-generated leads. Minimum annual origination targets, optimal size of lending relationships, and overall portfolio size will vary and be provided to each loan officer based on the banker’s area of expertise and assignment (e.g., National CRE, Middle Market C&I or Regional).

+ Manages calling program and pipeline reporting using Salesforce while maintaining client data as propriety company information.

+ Responsible for ensuring that clients’ entire banking relationship needs are met by making introductions to our experts in private banking, treasury management, deposit products and other applicable bank products.

+ Fosters client relationships in a way that endears clients to bank, not limited individual(s), such as making introductions to broad team of associates, facilitating ownership and senior management client introductions, and maintaining up-to-date client information within the CRM.

+ Solicits, analyzes, structures, risk rates, presents for approval, and negotiates commercial loan requests.

+ Excels at delegating to and working with other professionals--portfolio managers, credit, closing, document preparation, loan operations, legal, and loan review—to maintain a portfolio, efficiently and effectively close loans, provide excellent client service, and develop other associates within the commercial banking and credit areas. Relying on others to complete tasks, responsible for management of portfolio to sound credit quality, overall portfolio return, client retention, and relationship banking.

+ Responsible for continual improvements to cost to close and cost to maintain portfolio by focusing efforts on sales and production while leveraging skills of other professionals to conduct other duties.

+ Mentors less experienced commercial banking associates through delegation of duties and oversight of work.

+ Maintains proficiency in Salesforce Client Relationship Management tool and nCino, the Bank’s automated loan platform.

+ Ensure work premises constitutes a safe work environment that promotes positive bank image, including regular inspection for and remediation of any hazardous conditions; regular maintenance and cleaning of premises; adherence to all posting requirements in jurisdiction, including human resources and compliance postings; and provision of comfortable and appropriate space for associates to conduct banking business.

+ Understands, embodies, communicates, and instills corporate initiatives and vision, including the six Pillars of Success.

+ Maintains client information in complete confidence.

+ Completes other specified duties as assigned.

+ Regular attendance required, working at the assigned worksite, or assigned remote location during regular business hours and/or assigned hours.

**Minimum Qualifications:**

+ Bachelor’s degree in finance, accounting, or business administration required; MBA or other related graduate degree preferred.

+ Proven track record of relationship-based business development.

+ Minimum five years of related commercial lending or portfolio management experience.

+ Strong credit analysis skills.

+ Proficient use of standard computer/software programs including but not limited to Microsoft Office Suite of products, Internet, video conferencing; Experience in Salesforce and nCino or other CRM or loan originating system strongly preferred.

+ Must be goal-oriented, self-disciplined, self-motivated, and client-focused with excellent interpersonal, verbal, and written communication skills, including a demonstrated ability to communicate complex data and structural components to a variety of people and work in a team-building environment.

+ Must be willing and able to take team approach to client relationships and work to ensure all associates are providing the highest and best value of their time and talents.

**Physical Requirements:**

The work environment is typical of a standard office or retail banking setting. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required. Position requires occasional lifting and/or the exerting of up to ten pounds of force. If associate is approved for any hybrid work locations, lifting of about 5 lbs. (laptop) is required twice daily. Position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. The position involves frequent, sustained periods of sitting but also frequent, sustained periods of standing or moving from one worksite to another, including for example client locations, community events, and/or building sites. Position requires the ability to timely transport oneself from one local work site to another local work site via automobile or public transportation on a regular basis. Exposure to the elements is possible while outdoors. Depending upon specialty/geographic area assigned, position requires the ability to travel outside of local area, necessitating the ability to travel via airplane or other public transportation on an occasional basis.

Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability. If you need an accommodation for any part of the employment process, please e-mail humanresources@dfckc.com.

*D.R. Horton, Inc., the largest homebuilder in the U.S.*, was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.

D.R. Horton, Inc. is currently looking for a*_Mortgage Loan Originator_*for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

*Essential Duties and Responsibilities*
* Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
* Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
* Maintain reports and notes within the origination software and customer relationship management systems
* Review new leads daily and contact them to earn their business
* Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
* Make presentations on loan products in sales meetings and with Sales staff in builder communities
* Quickly respond to Operations in order to facilitate an efficient loan process
* Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
* Able to work overtime
* Able to travel overnight
* Market the company’s products and services accurately and effectively to potential business sources
* Develop sales leads for mortgages in builder communities and real estate offices
* Provide weekend coverage in builder communities and grand opening functions
* Review all documentation provided by borrower, check for accuracy, and address any discrepancies
* Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
* Provide input to management, and attend production/staff meetings
* Infrequently, assist in resolving post-closing/funding problems
* Attend loan closings when possible

*Education and/or Experience*
* Bachelor's degree from four-year college or university
* One to two years of related experience and/or training
* Must have a vehicle and a valid driver’s license
* Licensed Mortgage Loan Originator as required by state
* Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email
* Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
* The noise level is generally moderate

*Preferred Qualifications*
* Strong written and oral communication skills
* Ability to accurately and efficiently process and record a large volume of data
* Ability to act as a team player and be willing to accept constructive criticism
* Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays

*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2/*

Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

LinkedIn, Twitter, Facebook, Instagram

**Job:** **Financial Services*

**Organization:** **Mortgage*

**Title:** *Mortgage Loan Originator*

**Location:** *Arizona-Chandler*

**Requisition ID:** *2500065*

**Your passion. Our purpose. This could be powerful.**

Maybe the markets keep you up at night. Trusts are your forte. Or your idea of a perfect day at the office is a deep dive into equity research. Whatever your passion, at Edward Jones it will have purpose. Your work is meaningful - because it has a singular focus: client relationships. What you do every day helps people achieve and protect their financial goals. Impacting lives for the better. And with our remarkable work-life flexibility, one of the lives it could enhance is yours.

**Job Overview**

**Position Schedule:** Full-Time

The Senior Product Manager - Relationship Management for Workplace Retirement Products is an experienced product associate who is responsible for managing key product partner relationships from a product offering perspective. This includes identifying and onboarding new product partners through a rigorous review process across key internal stakeholders, managing current product partner annual due diligence processes, conducting periodic reviews of current and new capabilities and managing product and service escalations from branch teams. This role also coordinates product partner product offerings with the engagement efforts of the Workplace Business Segment.

In this role, the Senior Product Manager - Relationship Management will:

+ Work closely with the Senior Product Leader and/or General Partner to develop and execute the firm's Workplace Retirement Product strategy with strategic and available product partners to ensure branch teams have quality products and the support needed to help business owners/workplace plan providers achieve their financial and business goals.

+ Responsible for Workplace Retirement Product Partner and Vendor relationships of significant size, complexity, number and impact to:- Manage and maintain their portfolio of products including making recommendations to add/remove/change products or product partners as needed.- Shape and drive execution of business plans that align with the strategic direction of the firm and coordinated with the Workplace Business Segment.- Resolve complex/broad product partner issues as escalated. Determine root cause and apply systems thinking to prevent future occurrences.- Regularly interface with product partner peer contacts (e.g., key account managers, product managers, national sales directors, and operational leaders.)- Assist in the coordination and alignment of the product partner relationship management activities described above across all Workplace Retirement Product partners.

In addition, this role will also:

+ Serve as a subject matter expert for the Workplace Retirement Product line for the firm. Includes advanced knowledge of multiple product partner products, features, benefits, pricing, etc. and their relative positioning in the marketplace.

+ Mentor team members and assist in the ongoing development of their subject matter expertise.

Edward Jones' compensation and benefits package includes medical and prescription drug, dental, vision, voluntary benefits (such as accident, hospital indemnity, and critical illness), short- and long-term disability, basic life, and basic AD&D coverage. Short- and long-term disability, basic life, and basic AD&D coverage are provided at no cost to associates. Edward Jones offers a 401k retirement plan, and tax-advantaged accounts: health savings account, and flexible spending account. Edward Jones observes ten paid holidays and provides 15 days of vacation for new associates beginning on January 1 of each year, as well as sick time, personal days, and a paid day for volunteerism. Associates may be eligible for bonuses and profit sharing. All associates are eligible for the firm's Employee Assistance Program. For more information on the Benefits available to Edward Jones associates, please visit our benefits page (https://secure.edwardjonesbenefits.com/fleet/public/index/f914262d-0362-4682-bd1e-0ccd25f1dfb1) .

**Hiring Minimum:** $117000

**Hiring Maximum:** $199300

Read More About Job Overview

**Skills/Requirements**

+ Bachelor's Degree

+ 8+ years' experience

+ Series 7, acquired within one year

+ Deep subject matter expertise in Workplace Retirement Products and/or product partner relationship management

+ Exceptional technical aptitude and analytical skills

+ Highly collaborative

+ Relevant industry knowledge preferred

+ Retirement Products: ERPA, QPA, QKA, CPC, AIF, ASA, FSA, CFP, CFA, CLU, ChFC, CPA, etc.

* ****Candidates that live within in a commutable distance from our Tempe, AZ and St. Louis, MO home office locations are expected to work in the office three days per week, with preference for Tuesday through Thursday*****

Read More About Skills/Requirements

**Awards & Accolades**

At Edward Jones, we are building a place where everyone feels like they belong. We're proud of our associates' contributions to the firm and the recognitions we have received.

Check out our U.S. awards and accolades: Insights & Information Blog Postings about Edward Jones (https://careers.edwardjones.com/blog/?\_sft\_category=awards-accolades)

Check out our Canadian awards and accolades: Insights & Information Blog Postings about Edward Jones (https://careers.edwardjones.com/en-CA/blogs/?\_sft\_category=awards-accolades-en-ca)

Read More About Awards & Accolades

**About Us**

Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500¹ company where people come first. With over 9 million clients and 20,000 financial advisors across the U.S. and Canada, we're proud to be privately-owned, placing the focus on our clients rather than shareholder returns.

Behind everything we do is our purpose: We partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society. We are an innovative, flexible, and inclusive organization that attracts, develops, and inspires performance excellence and a sense of belonging.

People are at the center of our partnership. Edward Jones associates are seen, heard, respected, and supported. This is what we believe makes us the best place to start or build your career.

View our Purpose, Inclusion and Citizenship Report (https://www.edwardjones.com/us-en/why-edward-jones/about-us/corporate-citizenship/purpose-in-action) .

¹Fortune 500, published June 2024, data as of December 2023. Compensation provided for using, not obtaining, the rating.

Edward Jones does not discriminate on the basis of race, color, gender, religion, national origin, age, disability, sexual orientation, pregnancy, veteran status, genetic information or any other basis prohibited by applicable law.

\#LI-HO

**About this role:**

Wells Fargo is seeking a Senior Lead Product Manager to join our product management team in Small and Business Banking Lending. This role will be a key leader on the Small and Business Banking product lending team and will be responsible for overall credit portfolio management of the small business lending portfolio. The Portfolio Manager will define our overall credit portfolio and pricing strategy, and work with internal business partners such as risk management, credit risk, analytics, product management and marketing to deliver and execute the strategy. The Lending Portfolio Manager will be expected to leverage internal and external industry data and trends to guide development of the strategy, as well as use economic environmental data.

Learn more about the career areas and lines of business at wellsfargojobs.com (https://www.wellsfargojobs.com/career-areas/)

**In this role, you will:**

+ Develop strategies to maximize returns while minimizing risks associated with the unsecured and secured asset small business lending portfolios.

+ Work with internal business partners such as risk management, credit risk, analytics, product lending, pricing and marketing to deliver and execute the strategy.

+ Analyze the portfolio to monitor performance, assess risk and identify trends.

+ Analyze the products and returns to identify and implement pricing strategies

+ Develop strategies that drive healthy product usage and retention for existing customers.

+ Evaluate and mange risks associate with unsecured revolving LOC and develop strategies to mitigate losses.

+ Partner with compliance and account management to ensure that the portfolio is adhering to regulatory requirements and internal policies.

+ Prepare reports on portfolio performance for senior management and stakeholders.

**Required Qualifications:**

+ 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ Consumer or small business credit product management

+ Credit experience- managing a credit lending portfolio from a product standpoint

+ Pricing experience – setting appropriate pricing and managing returns

+ Able to interpret data, define and request needed analytics and create data driven strategies

+ Experience with successfully consulting, influencing and partnering in matrixed environment

+ Expertise in turning strategy into an execution plan and driving execution

+ Excellent verbal, written, and interpersonal communication skills

+ Bachelor's degree, or equivalent, in Finance, Economics, Engineering or related business field

+ Minimum 5 years of work experience in related field

+ Expertise in use of Excel and business intelligence tools like Tableau and/or Power BI.

+ Strong analytical skills; ability to effectively communicate complex concepts to non-technical stakeholders

**Job Expectations:**

+ This position offers a hybrid work schedule.

+ This position is not eligible for Visa sponsorship.

**Locations:**

+ 401 S Tryon St Charlotte, NC

+ 1525 W WT Harris BLVD Charlotte, NC

+ 250 E John Carpenter Freeway Irving, TX

+ 550 S. 4th St Minneapolis, MN

+ 2600 S Price Rd Chandler, AZ

+ 11601 N Black Canyon HWY Phoenix, AZ

**Posting End Date:**

14 Mar 2025

**_*Job posting may come down early due to volume of applicants._**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

**Req Number:** R-440934